Laminate Floor Water Damage Insurance

If you have a homeowners policy on your house you may want to speak with your insurance company.

Laminate floor water damage insurance.

Floor damage from flooding is only covered if you have flood insurance. Lately we have a lot of customers who have had water damage on their floors. As laminate flooring continues to grow in popularity how to repair laminate flooring after water damage is becoming an interesting topic for many homeowners. As long as you wipe up any spilled water promptly the floor should be no worse for the wear.

The flooring covered a hallway and 2 separate rooms and one of the rooms was completely dry unaffected. Guess i got lucky. Many types of floors not just laminate flooring are subject to damage when hit with enough water. I have filed 2 water damage claims and both times the insurance paid to rip the entire floor out and replace it only about 30 was actually damaged by water.

Flooding or other significant water damage is a different story. Water damage can happen for a number of reasons too many to list and sometimes it is covered by insurance either homeowner s insurance or someone else s insurance e g. I didnt even ask. Laminate flooring and water however have a complicated relationship.

If it was caused by the town or your condo or an appliance under warranty etc. Water damaged laminate flooring has the potential of being dangerous. Fixing water damage areas. Laminate flooring is popular among homeowners because it looks nice and is durable.

So how do you fix laminate floors with water damage. The wood materials in laminate floors are susceptible to water damage. The insurance industry defines flooding as damage caused by water after it touches the ground as opposed to damage from a bursting pipe or rain coming through your roof. These floors can last for years and don t require much maintenance along the way.

When water gets below the laminate flooring there is always the possibility of mold developing. That said the wood in the laminate floors is prone to water damage if. From the photos and guessing on my part this looks like a plastic laminate type flooring that had something wet placed or more likely a solvent in the area of damage. If the flooring is buckled it can create a tripping hazard.

Water mold fire restoration 800 905 0277 would like to point out some of the pluses and minuses of laminate flooring. Water or solvent damage to a plastic laminate floor. Water damage laminate floor. Solid wood flooring will warp and swell when water logged since wood fibers in real wood run lengthwise the weak direction is sideways.